If you never thought about purpose in life, or thought about it and decided you didn’t have one, remember that everyone has a purpose, even if the difference between those who say they do and those who say they don’t is merely a matter of recognition.

Have this question in mind as you go about your business today, getting ready for New Year’s Eve and another year “What is my purpose in life?” While it’s a pretty broad question, after a while you’ll start to come up with thoughts that resemble a direction, if not an answer. Just keep playing with the question as if it were a soccer ball that you kick all over the field.

Try to protect yourself from any premature conclusions. Let the question reside in you, be with you, permeate your being, and be transformed in the process.

You may decide your purpose is to show people how to live more joyfully, or help end world hunger, or bring people together for love. Try to narrow it down. Be as specific as possible. For instance, “My purpose is to show anyone that he or she can play the guitar,” or “My purpose is to help athletes work through their injuries in a loving and gentle way.” Each individual is like no other, and the ups and downs, joys and sorrows, good and bad times, are so much more meaningful if they are placed in a larger context, one that partakes of purpose, of the sense that no other individual who has lived or ever will live can replicate your singular destiny.

When you work in entry level position, hard skill or technical skill is a must. However if you only have technical skill, then your career will be stuck in the technical job until you are retired. You don’t want to work in the entry level position forever, do you?

Soft skill is one of management’s considerations when promoting an employee to higher position. Because higher position requires higher responsibilities and managerial capabilities, the management is careful in choosing candidate for certain position. Usually management will see whether the employee has soft skill in risk management, strategic planning, leadership skill, and other managerial skills.

You may prepare your self to answer the promotion challenge by attend soft skill courses. One leading course provider for UK area is PTP (Practical Training for Professionals), which is organizing about 150 courses of soft skill. You may visit the website on www.ptp.co.uk.

What you can do to repair credit history if you have a bad credit report is by using credit repair services companies which are widely available in both online and offline services. The problem is how to choose rightly one credit repair service from dozens of the same kind of services.

As bad credit repair service is one of the crucial businesses, no wonder if some companies play dishonest by dunned a large amount of money to repair your bad credit. The companies charge range between $100 and $500, and some companies have other additional charges. After I compared some companies which are offer credit repair service, I found that the friendliest company in cost and service quality is DSI Solutions.

GOING SOLO
“The financial world has changed enormously in the last couple of decades,” says Jonathan Clements, personal finance columnist for The Wall Street Journal and author of 25 Myths You’ve Got to Avoid—If You Want to Manage Your Money Right: The New Rules for Financial Success. “Brokerage fees used to be fixed, and no-load mutual funds didn’t exist. In short, you couldn’t save money by investigating on your own!’ Now, with plentiful opportunities to save money with discount brokers, low- and no-load funds, and online trading and other web-based financial services, it can make good sense to do it yourself.

Even so, there may be circumstances when you can benefit from professional advice. These may include:

• If you’re very busy and are willing to pay for the convenience of having a professional help you.
• If you panic over short-term market performance. Emotions play a major part in the financial decisions we make, notes Clements.
• If you’re planning for something big, such as retirement or sending your kids to college, it might be helpful to get a “financial check-up.”
• If you come into an inheritance or have some other type of financial windfall.

Don’t use a professional just because you think financial planning is complicated. “It’s not rocket science,” says Clements. And whatever path you choose, you can’t avoid educating yourself and being involved in the process: “You have to supervise your investment advisor.”