Another great advantage of owning your own business is total control of where your retirement money is invested. Most no-load mutual fund families offer retirement plans for small business owners and self-employed professionals. The use of the Money Movement Strategy in your self-directed retirement plan can earn you over 15% per year, no commissions, and no current taxes. See some advices to learn how to use the Money Movement Strategy in mutual funds. See the Appendix for which mutual funds offer retirement plans to small business owners.

Dollars For Denim, a Phoenix, Arizona company, exports 8,000 to 10,000 pairs of used blue jeans per month to customers in Japan and Western Europe. Laurie Olson, owner of the company, buys worn Levi’s 501 jeans from thrift stores and directly from the public. She pays up to $10 a pair. The jeans are sorted and shipped from her reclamation center to overseas department stores and high fashion boutiques.

While Levi Strauss & Co., with manufacturing facilities in Belgium, France, Spain, Great Britain and the Philippines, can easily supply the world’s demand for new jeans, foreigners crave the jeans made in America, especially the vintage 501’s from the 1950s and 1960s. Young Japanese pay dearly for the jeans in an attempt to satisfy their fascination with American styles. Western Europeans also have a huge craving for the jeans, one that seems almost insatiable.

Ms. Olson’s clothing recycling effort has blossomed into a substantial business. Dollars For Denim has monthly revenues running from $100,000 to $200,000.

Vanpooling is a convenient way for many McDonnell Douglas employees at four of its sites across the country to commute, and to help clean the air. McDonnell Douglas operates more than 450 vanpools. In the St. Louis, Missouri area alone, nearly 245 vanpools bring 2,500 employees back and forth to work each day. For those employees, some of whom commute nearly 115 miles one way, vanpooling is the only logical alternative to driving alone.

“We pioneered vanpooling at our St. Louis location in 1979,” said Greg Lyle, manager of vanpool operations in St. Louis. “There were some government incentive programs that got us interested in trying it, and it really just snowballed. The cost of gas was going up, and people really liked vanpooling.”
McDonnell Douglas, a military and commercial aircraft manufacturing company, is the largest defense contractor in the country, and the largest employer in Missouri. Today, nearly 9 percent of the more than 32,000 employees at its approximately one dozen locations in St. Louis participate in the vanpooling program. Nationwide, McDonnell Douglas employees in St. Louis; Tulsa, Oklahoma; Huntington Beach, Long Beach and Santa Anna, California put nearly five million miles on their vans annually.

In St. Louis alone, according to Lyle, vanpooling saves more than 4 million gallons of gas and 50 million commuter miles each year. It also is responsible for reducing the amount of air pollution produced by vehicle emissions.

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